You gotta love it; we bankrupted the USSR with an arms race (which was a total scam); and now, Russia is genuinely ahead and the U.S. is going to play catch-up, LOL.
Retirement and pensions; what a cluster-fuck!
I saw the writing on the wall back in 2000 (actually way before that) and decided to get out.
I totally agree with the above video about physiological inability to continue working.
#1 get yourself out of debt asap at all costs, including bankruptcy (pride goeth before the fall). Debt is a killer both figuratively and literally.
#2 do your research and find a country that is stable and cheap to live in. There is a surprisingly large number of countries on most of the continents; and do not exclude Russia. If all you have is $1,000 USD/month, you will have three times what the average Russian makes. As of today the ruble is 63.75 to the USD. In St. Petersburg (my latest information) the average wage is 15,000 rubles per month; do the math.
I chose differently, and it has worked out splendidly; you can as well…